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"She made us feel like we were her only customers"
"Susan became a trusted friend; she made our house hunting fun, an absolute pleasure, as it should be."
Kevin and Yong Sun Willey
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Santa Fe, Pojoaque, and Los Alamos Weather
 The weather in Santa Fe is beautiful. At 7,000 feet above sea level, Santa Fe is not just desert and cactus! Our high desert makes for a mild, distinct, 4-season climate. Plan on warm days and cool evenings in the spring, summer and fall. A light jacket may be needed even on summer evenings which make perfect weather for sunset get-togethers or walks about town. Winter months are dry and cold. Santa Fe usually receives 6 to 8 snowfalls a year amounting to 30-34 inches of snow between November and April. The dry weather makes our snow typically light and airy, perfect for skiing! Since the sun shines an average of 300 days each year, there are plenty of opportunities to take pleasure in the wonderful natural beauty of Santa Fe. The low humidity and famous clear, blue skies makes outdoor recreational activities possible year-round. For example, enjoy hiking, biking, skiing, rafting, and rock climbing in and around the Santa Fe area. The changing seasons with colorful leaves in the fall, snow in the winter, and wild flowers in the spring and summer have spurred interest and creativity in artists and visitors alike.
| • | Santa Fe average humidity is normally less than 40% | | • | Santa Fe average annual snowfall is 30-34 inches per year | | • | Santa Fe average annual precipitation is 15.24 inches per year | | • | Santa Fe average annual rainfall is 14 inches per year, occurs mainly in July and August | | • | Santa Fe average Winter temperatures range between 45F and 14F | | • | Santa Fe average Summer temperatures range between 86F and 53F |
Financing Your Home >Hybrids Offer Low Rates In the field of home financing, "hybrid" mortgages have grown in popularity with homebuyers. With interest rates gradually rising in today's market, the hybrid mortgage product saves money, provides a period of fixed-rate security and helps buyers qualify for financing.
Hybrid mortgage loans offer a very low fixed-rate for a period of time, usually from 5 to 7 years, then revert to an adjustable rate mortgage (ARM) for the remainder of the term of the loan. The interest rate is typically lower than with a 30-year fixed-rate loan, and the borrower has the assurance that the rate will not change for a period of years. Such a loan works well for buyers who plan on reselling the home within a finite period.
Other specialty mortgages now available include an ARM loan with a provision allowing it to be converted to a fixed-rate loan when that is a practical step for the borrower. Still others offer an interest-only loan that requires payments to be made on the interest only for a specified number of years, then reverts to an amortized loan with interest and principal payments each month. Consult with an experienced mortgage professional to determine whether one of these loan products will meet your needs.
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| Q |
Into what category do forty-four percent of home buying households fall?
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| A |
Forty-four percent of home-buying households are made up of married couples with dependents. |
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