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All agents are NOT alike! Find out why I am a Top Real Estate Expert. Call me today at: 877-581-6566.
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"Thanks Susan for so much!!!" "We are from Chicago and Susan helped make it possible for us to move to Santa Fe." Di and Cee Read Quote > View All Quotes >
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Compare three mortgages at one time.
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e-PRO Real Estate Agents: e-PRO Real Estate Agents |
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View Your Neighborhood From The Sky: View Santa Fe, New Mexico from the top... |
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Special Offers: Special offers for Santa Fe, Pojoaque, and Los Alamos homeowners
from Susan Orth, top Realtor |
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Affiliates: Susan Orth's real estate web site
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eNewsletter: Susan Orth's Santa Fe, Pojoaque, and Los Alamos newsletter email will
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Today's Real Estate News: Daily real estate news for this neighborhood, New Mexico, and
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Market Conditions Report: Market conditions report for this area, New Mexico, and
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Monthly Payments & Schedule: Monthly loan payments java
mortgage calculator |
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How Much Can You Afford?: Calculate how much home
you can afford with this financial calculator |
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Determine Tax Savings: Calculate how much your
monthly Santa Fe, Pojoaque, and Los Alamos New Mexico mortgage payments save you on your
taxes because of loan interest |
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Should You Rent or Buy?: Is it better to rent a
home in New Mexico or buy your own Santa Fe, Pojoaque, and Los Alamos house, ranch,
luxury property, condominium, acreage, or other real estate? |
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Adjustable Rate Mortgages: Adjustable rate
Santa Fe, Pojoaque, and Los Alamos mortgages information and interest rate java
calculator |
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What Is Your APR?: Determine the Annual Percentage Rate (APR) for your mortgage. |
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Fixed or Adjustable Rate Mortgage?: Use this calculator to compare a fixed rate mortgage to two types of ARMs, a Fully Amortizing ARM and an Interest Only ARM. |
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Are Balloon Mortgages For You?: Balloon mortgage calculator. A balloon mortgage can be an excellent option for many home buyers. |
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15 vs. 30 Yr Mortgages: With a 15 year mortgage you will pay significantly less interest, but only if you can afford the higher monthly payment. Use this calculator to compare these two mortgage terms. |
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How Much Should Your Income Be?: What income is required to qualify for a mortgage? Use this calculator to find out. |
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What's Your Maximum Mortgage?:This calculator will help you determine your maximum monthly housing payment and the resulting mortgage amount. |
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Will Buying Points Save You Money?:This calculator helps you determine if you should pay for points, or use the money to increase your down payment. |
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TripleCalc: FREE Software
Download: TripleCalc lets you compare three loans at one time for your property
or other New Mexico real estate |
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Ask Anything: Ask Susan Orth
anything real estate |
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NUMBER1EXPERTS: List of all the NUMBER1EXPERT real estate agents and realty professionals and brokers in the USA and Canada with links to their personal web sites with homes for sale |
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Real Estate Tips: Susan Orth's realty
library of real estate tips and advice on everything from preparing your home
for sale to negotiating with home buyers to escrow, closing costs, property
inspections, and mortgage brokers |
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Real Estate Trivia: Susan Orth's collection of real estate trivia questions
and answers that include real estate topics such as the most expensive home,
largest swimming pool, and more |
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Real Estate Dictionary: Complete real estate
dictionary and glossary of realty words you'll use when you list and sell your
Santa Fe, Pojoaque, and Los Alamos property in New Mexico, including legal terms
definitions, and more |
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Financing Your Home >Credit Card Mania
Most people know that a checkered credit history can disqualify you for a home loan, and maxed-out credit cards can do the same thing. But what most people don't know is that merely having a large number of credit cards, even with low balances and a history of timely payments, can disqualify you for a home mortgage loan just as quickly.
According to credit experts, having a number of credit cards can be just as detrimental to the granting of further credit as a history of late payments. Lenders look at it this way: If you have ten credit cards, each with a limit of $5,000, that means you have the potential to run up $50,000 in debt virtually any time you choose. That mere possibility makes you a greater risk, from their point of view.
The moral of the story? If you are planning to apply for a home loan in the future, keep only those credit cards you actually need to use and cancel the others.
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| Q |
What kind of home construction is considered to be the safest in seismic areas?
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Straw-bale homes in seismic zones have proven resilient enough to withstand the shock of earthquakes. |
See More Real Estate Trivia > |
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